Robert Rogers Health Advisor Terms & Conditions

1. Acceptance of Terms

By providing your phone number, you agree to receive appointment reminders, service updates, and customer care messages from Rogers Health Advisor. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help.

2. Services Provided

We provide health insurance advisory and advocacy services, including assistance with plan selection, enrollment support, and policy management. Our services are intended for informational and advisory purposes only.

3. Eligibility & Responsibilities

You must be at least 18 years old and a resident of the United States to use our services. You are responsible for providing accurate and complete information throughout the advisory process. Any discrepancies may affect your coverage eligibility.

4. No Medical or Legal Advice

Rogers Health Advisor does not provide medical or legal advice. Information provided should not be considered a substitute for professional medical diagnosis or legal counsel regarding insurance law.

5. Limitation of Liability

To the maximum extent permitted by law, Rogers Health Advisor shall not be liable for any direct, indirect, or consequential damages resulting from the use of our advisory services or the selection of any insurance plan.

6. Appointments, Cancellations & Payments

Appointments must be scheduled in advance. Cancellations require 24-hour notice. While some advisory services may be free of charge, any required payments for consulting will be clearly communicated prior to the service.

By opting in, you agree to receive appointment reminders, service updates, and customer care messages. Message frequency varies. Message and data rates may apply.

7. Governing Law

These terms are governed by and construed in accordance with the laws of the State where Rogers Health Advisor is registered, without regard to its conflict of law principles.

8. Contact Us

For any questions regarding these Terms & Conditions, please contact us at robrhealthadvisor@gmail.com.

9. Messaging and Communication

By providing your mobile phone number to Robert Rogers Health Advisor (the "Company," "we," or "us"), you explicitly consent to receive business-related text messages (SMS and MMS) from us. This includes, but is not limited to appointment reminders, service updates, and customer care messages from Rogers Health Advisor. For example: “You will receive only conversational and customer support text messages. Message frequency varies from up to 10 to 20 messages in one month. Message and data rates may apply. Reply STOP to opt out or HELP for help.

By opting in, you agree to receive appointment reminders, account notifications, and customer care messages from Rogers Health Advisor. Message frequency varies. Message and data rates may apply. Reply STOP to opt out and HELP for help.

Explicit Consent & Opt-In: Consent to receive text messages is obtained directly from you, either via our website contact forms, verbal confirmation, or by you initiating a text conversation with our business phone number. Providing your number and checking our SMS opt-in checkbox constitutes your express written consent. Consent is voluntary and is never a condition of purchasing any product or service.

Message Frequency: Message frequency varies between 10-20 based on your interactions, scheduled appointments, or ongoing inquiries with us in a month.

Opt-Out / Cancellation: You may opt out of receiving text messages from us at any time. To stop receiving messages, simply reply STOP, END, CANCEL, UNSUBSCRIBE, or QUIT to any text message sent from our number. After opting out, you will receive one final text message confirming that you have been unsubscribed. No further messages will be sent unless you re-initiate contact.

Help & Support: If you experience issues with our messaging service or need assistance, you can reply HELP to any message, or contact our customer support team directly at rob@rrhealthadvisor.com or 407-489-7389.

Message and Data Rates: Standard message and data rates may apply to any messages sent or received, as determined by your mobile carrier. We are not responsible for any fees or charges incurred from your wireless provider.

Carrier Liability: Mobile carriers (including but not limited to T-Mobile, AT&T, and Verizon) are independent networks and are not liable for delayed, misdirected, or undelivered messages.

You may receive messages for appointment reminders, service updates, and general customer support messages. You may receive up to 20 messages per month. Message and data rates may apply.

For help, “Text HELP for help to any message or contact us at rob@rrhealthadvisor.com or 407-489-7389.

9.1. Mobile Data Privacy & Non-Disclosure

We deeply respect your privacy. No mobile phone numbers or personal opt-in data collected through our SMS services will be sold, rented, or shared with third parties or affiliates for marketing or promotional purposes. Your mobile data is used strictly for operational communications between you and our designated representatives.

10. Contact us For Help

For help, reply HELP to any text message, or contact us at 407-489-7389 or rob@rrhealthadvisor.com